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Fair wear and tear vs Chargeable damage: An end-of-tenancy guide for landlords

When your tenants move out, establishing whether the property has suffered fair wear and tear or been damaged can be a high priority. However, knowing the difference between the two is crucial. You cannot charge a tenant for fair wear and tear, but you can charge them for damage. So, how do you know which one applies?

  • Fair wear and tear is the gradual deterioration of the property through everyday use.
  • Chargeable damage is where the tenants have harmed the property through neglect, misuse or carelessness.

Getting the distinction right is vital, as deposits are protected by law, meaning that it’s your responsibility as a landlord to prove any deduction is fair.

We’ve put together this guide so landlords like yourself understand what you can claim and how to make a fair deduction.

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Fair wear and tear vs chargeable damage

What is fair wear and tear?

What counts as chargeable damage?

Wear and tear vs damage by room

What affects whether something is fair wear and tear?

How much can a landlord charge for damage to their property?

How can I deduct for damages from the deposit?

How can I reduce deposit disputes?

When damage needs professional restoration

FAQs




At a glance: Fair wear and tear vs chargeable damage

Fair wear and tear (not chargeable)Chargeable damage (deductible)
CauseNormal, everyday use over timeMisuse, neglect, accidents or carelessness
CarpetsThinning along a hallwayWine stains or burn marks
WallsFaded paint, light scuffsLarge holes, unapproved painting
ResponsibilityLandlordCell
DepositCannot be deductedCan be deducted (fairly)

What is fare wear and tear?

Fair wear and tear is the reasonable deterioration of a property and its contents caused by normal use. It’s expected, unavoidable and the landlord's responsibility. Tenants cannot be charged for it when they move out.


The widely accepted definition found in many agreements is that fair wear and tear is “the reasonable use of the premises by the tenant and the ordinary operation of natural forces such as sunlight and weathering.” In simple terms, if the deterioration had happened anyway through everyday living, it’s wear and tear.


Examples include:

  • Carpets thinning or flattening in high traffic areas
  • Paint and wallpaper fading or yellowing over time
  • Light scuff marks on walls and skirting boards
  • Worn or loose door handles, hinges and fittings
  • Minor scratches on worktops from normal kitchen use
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What counts as chargeable damage?

Chargeable damage is the harm to the property that goes beyond normal use and results from a tenant neglecting or misusing the property. Because it wouldn’t have occurred during ordinary living, the onus falls on the tenant to cover the cost of repair or replacement. As the landlord, you are within your rights to deduct a fair amount from the deposit to cover these costs.


Common examples of chargeable damage in a rental property include:

  • Stains, burns or rips in the carpet that were not present at check-in
  • Large holes in walls or doors
  • Broken windows, doors or blinds caused by rough handling
  • Mould or water damage from failing to report a leak or ventilate the property properly
  • Damage caused by pets where pets were not permitted to stay in the property
  • Unauthorised painting or decorating

Landlords should be aware that if mould or damp stems from property defects rather than a tenant's lack of care, it is the landlord's responsibility to have the issues fixed at their expense. In social housing, Awaab’s Law states that once mould and damp are reported, landlords must act within specific timelines. (Investigations within 10 working days, work within 5 working days of the investigation and written summaries to tenants within 3 working days of the investigation.) Thanks to the Renters’ Rights Act 2025, this will extend to private landlords in due course, but timescales are yet to be confirmed.

Wear and tear vs damage by room

Different levels of wear are likely in each room. Some areas of the home endure much more footfall than others, increasing the risk of items being damaged. Our table below shows where wear and tear may cross the line into chargeable damage.

AreaFair wear and tearChargeable damage
Carpets and flooringThinning, flattening, light fadingBurns, stains, deep scratches, gouges
Walls and ceilingsFaded paint, small scuffs, minor marksLarge holes, smoke staining, and ink stains
KitchenWorn worktop sheen, minor scratchesBurns, chips, cracked surfaces, broken units
Doors and fittingsLoose handles and worn hingesForced or broken locks, smashed panels
BathroomFaded sealant, limescale build-upCracked basin, broken tiles, mould from misuse
Windows and blindsFaded fabric, stiff catchesCracked glass, snapped slats, torn blinds
GardenOvergrown lawnDumped rubbish, broken fencing, and removed plants

What affects whether something is fair wear and tear?

Fair wear and tear is not a fixed checklist. In one tenancy, a mark on a kitchen worktop may be deemed irrelevant, but in another, it may be unacceptable. Various factors can be considered, though, before determining whether a deduction is suitable.

  • Length of tenancy: A property with tenants who have lived there for 5 years is naturally expected to have had more wear and tear than a property with tenants who have been there for just a few months.
  • Number of children and occupants: A family with young children or a property with multiple occupants will see much more general wear and tear than a home that’s been occupied by one person over the past few years.
  • Age and quality of the item: A worn 5-year-old carpet has little life left in it; a brand new one has plenty.
  • Condition at check-in: Wear is not judged against an item's new condition; it’s how the item compares to the state it was found in at the start of the tenancy.

This is why questions like “Is a worn carpet fair wear and tear after 5 years?” don’t really have a yes or no answer. A carpet near the end of its lifespan showing general wear is almost always wear and tear, whereas the same carpet with fresh burn marks is damage.

How much can a landlord charge for damage to their property?

When a tenant has caused genuine damage to the property, you cannot charge the full cost of replacement for an item that was already part-worn. This is the principle of betterment. You are not allowed to put yourself in a position where you end up better off than before the damage.

Adjudicators apply apportionment to reach a fair figure based on the item’s remaining lifespan.

We’ve used a carpet with an estimated 10-year lifespan in our example below:

DetailFigure
Replacement cost (new)£600
Expected lifespan10 years
Age at end of tenancy7 years
Remaining life lost to damage3 years
Fair deduction (3/10 of £600)£180

The above figures are purely illustrative and may not reflect the true potential deduction you could make.

How can I deduct for damages from the deposit?

Deposits in England are protected, and those rules help establish what you can deduct.

  • Deposits are capped at 5 weeks' rent where the annual rent is less than £50,000, 6 weeks' rent when it is £50,000 or more. Properties with rent exceeding £100,000 per year are not covered.
  • The deposit must be protected in a government approved scheme such as TDS, DPS or MyDeposits within 30 days.
  • The burden of proof is on the landlord. To make a deduction, you need evidence to support your decision and show that the level of damage exceeds fair wear and tear and was caused during the tenancy.
  • Deductions must be itemised and reasonable. The tenant also has the right to dispute them through the free adjudication service from their deposit scheme.

You cannot deduct for fair wear and tear, for returning the property to a better condition than at check-in, or for the full replacement cost of a part-worn item.

How can I reduce deposit disputes?

Most deposits hinge on evidence. If you don’t have sufficient information to justify your deduction, you won’t be in a position to claim any money back. If you do have enough proof, you are more likely to be successful.


To protect yourself:

  • Complete a detailed inventory and check-in report. Have it signed by the tenants and include dated photos.
  • Repeat the process at check-out and compare.
  • Keep receipts or invoices for any work or replacement items and any quotes for potential repairs.
  • Raise issues with tenants promptly.

A comprehensive inventory is the most effective way to demonstrate what is wear and tear and what may constitute damage.

When damage needs professional restoration

Some damage goes beyond a standard repair. In some cases, mould cleaning and removal , sewage cleaning , smoke damage cleaning and restoration or specialist drying could be required. Whilst these circumstances can be rare, professional remediation can help you avoid higher repair or restoration costs in the future.

Ideal Response provides nationwide damage restoration and cleaning for these exact situations. Contact our team today to find out more. 

What's wear and tear vs chargeable damage FAQs

Are scuff marks wear and tear?
Light scuff marks from everyday use are normally classed as wear and tear. Extensive marks, gouges or staining may be chargeable.
Are nail holes and picture hooks damaged?
A few small, filled nail holes are often treated as wear and tear, especially over longer tenancies. Lots of holes, unfilled or large, may be chargeable.
Can I charge a tenant for repainting?
Not for normal fading or light scuffs, which are seen as wear and tear. Where walls are damaged, heavily marked or painted without permission, it may be possible to charge the tenant.
Can I deduct cleaning costs?
Yes. If the home is left dirtier than its check-in condition. You cannot charge to clean it to a higher standard than when the tenancy began.
Is a carpet fair wear and tear after 5 years?
General thinning and flattening on a carpet several years old is almost always fair wear and tear. Burns, stains or tears are damage. Any deduction for carpet is reduced for the carpet's age through apportionment.
Picture of Chris Hedges - Head of Marketing

Chris Hedges - Head of Marketing

Chris Hedges is Head of Marketing at Ideal Response and the author of every article published on this site. With over 25 years of senior marketing experience across property, legal, and professional services sectors, Chris brings a clear, evidence-led approach to writing about fire damage, flood restoration, and specialist property remediation. His philosophy is simple: cut through the noise, respect the reader's time, and give people the information they actually need.

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